HEARING OFFICER RESUME

Teresa M. Spina, Esq. Hearing Officer

Teresa M. Spina has over 30 years of litigation experience and over 15 years in law office management. As the former attorney of record of the largest in house No-Fault office in the country, Ms. Spina has an in-depth knowledge in the No-Fault arena that is unparalleled. She supervised the ardent defense of no-fault litigation and arbitration of thousands of cases dealing with issues such as medical necessity, coverage, staged accidents, and policy exclusions. Prior to that, Ms. Spina spent over 10 years as a litigator, handling personal injury and general liability defense from inception through trial. Her expertise includes auto accidents, premises liability, municipal liability, school district liability, products liability, ERISA and life insurance disputes and construction accidents.

Ms. Spina also has considerable experience in negotiating and interpreting contracts in a variety of business settings. In addition, her skills at mediating settlements is reflected in the over 35,000 cases she was able to resolve in bulk settlements, without the aid of the courts. Ms. Spina has also drafted proposed legislation and stands committed to no-fault reform for both providers and insurers. The nature of her No-Fault legal experience has allowed her to develop working relationships with both respondents and applicants and her many years in practice have earned her a reputation of being fair, even-handed, and able to decide a case judiciously.